Business Banker - MLO Patterson Branch, Grand Junction, CO

At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, and play here. Consistently recognized as a Top Workplace by The Denver Post, we offer our customers and employees the best of both worlds: a broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively to shape custom financial solutions for those raising a family or creating the next great local business. We are as passionate about business as we are about success.  

At Vectra, we’re committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive, and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships – not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care.  

With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless – come for a job, stay for a career.  

At Vectra Bank Colorado, we’re looking for a driven, relationship-focused professional who is energized by connecting with people, collaborating with a team, and growing a portfolio for the future. If you’re motivated, community-minded, and ready to take ownership of your success, we’d love to connect with you and explore how you can be part of our Grand Junction team.

We’re excited to welcome a passionate Business Banker to our Grand Junction, CO team, someone who thrives on building relationships and delivering exceptional, personalized service to our clients and community.

In this role, you’ll provide full-service banking support to both new and existing clients, combining outstanding customer care with a strong focus on growth, sales, and long-term relationship building. You’ll have the opportunity to make a meaningful impact - helping individuals and businesses achieve their financial goals while becoming a trusted partner in the community.

Essential Functions:        

• Responsible for the growth, retention, and expansion of a portfolio of existing Business Banking clients
• Sources new customers through referrals
• Contributes to deposit growth by cross selling and promoting additional banking products
• Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts
• Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients
• Meets assigned revenue goal for region and products
• Gains complete knowledge of the business and personal financial needs of assigned customers
• Visits client locations regularly
• Builds knowledge of each assigned client and develops/manages a relationship plan for each client
• Ensures client requests are met by handling them directly and/or referring to appropriate resource
• Meets or exceed key performance measures, including but not limited to, portfolio growth, revenue/profitability, retention, and customer satisfaction key metrics
• Responsible for sales, credit analysis, proper loan structuring, and interviewing applicants
• Complies with applicable company policies and all banking regulations
• Other duties as assigned.

Qualifications:

• Requires a bachelor's degree in banking, finance or a related field and 1+ year of credit associated lending or other directly related experience. An equivalent combination of education and experience may meet qualifications
• Knowledge of lending, credit analysis preferable in a commercial lending environment
• Ability to expand loans, client relationships and cross sell bank products
• Familiarity of the sales, loan processing and closing processes
• Requires skills and experience in applicant interviewing and perceptive character judgment
• Ability to structure loans and monitor credit performance
• Must have good interpersonal and communication skills
• Working knowledge of a software applications, including word processing and spreadsheets
• Manages a small commercial portfolio

Compensation:

This position is eligible to earn a base salary in the range of $90,000.00 - $140,000.00 annually depending on job-related factors. Final offer amounts are determined by multiple factors such as but not limited to, level of experience, skills, expertise, location, education, and certifications.

Benefits:

• Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE!
• 401(k) plan, competitive compensation in line with work experience.
• Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus, some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements
• Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within
• Tuition Reimbursement for qualifying employees
• Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.