Commercial Banking Portfolio Manager - Denver, CO

At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, and play here. Consistently recognized as a Top Workplace by The Denver Post, we offer our customers and employees the best of both worlds: broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively of shaping custom financial solutions for those raising a family or creating the next great local business. We are as passionate about business as we are about success.  

At Vectra, we’re committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive, and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships – not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care.  

With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless – come for a job, stay for a career.  

We personify this difference through our tagline: Big Enough to Count / Small Enough to Care^tm.

Vectra Bank Colorado is seeking a highly motivated Portfolio Manager to join our Commercial Banking team in Denver, Colorado.  We are looking for someone who is proactive and successful in achieving department initiatives.

This position is responsible for:

·         Responsible for managing and servicing a portfolio of existing relationships.

·         Responsible for expanding and building relationships with a high degree of resultant customer satisfaction. 

·         Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance, and assisting with loan presentations. 

·         Responsible for understanding and applying loan policy and procedures as pertains to writing up detailed credit presentations to be reviewed by credit administration.

·         Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.

·         Keep informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.

·         Assists bankers with new and existing loan requests and other special projects.

·         Other duties as assigned.

Required:

·         Requires a bachelor’s degree in finance, Business, or other related field and 4+ years of banking, relationship management, underwriting and credit experience or other directly related experience. An equivalent combination of education and experience may meet qualifications. 

·         Advanced knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.

·         Knowledge of banking products, services, policies, procedures and regulations.

·         Strong credit skills in underwriting, financial modeling, valuations and adherence to policy.

·         Requires strong customer service, relationship, organizational, analytical and creative problem-solving skills.

·         Ability to meet deadlines.

·         Must have strong communications skills, both verbal and written.

·         Familiarity of the sales, loan processing and closing processes.

·         Working knowledge of software applications, including word processing and spreadsheets

You must want to be a part of a motivated and driven team and work under respected leaders. We need someone who is proactive, who has a great attitude, who is confident and wants to work with professional people and will inspire them to achieve the department initiatives.

This position is eligible to earn a base salary in the range of $95,000 - $120,000 annually depending on job-related factors.  Final offer amounts are determined by multiple factors such as but not limited to, level of experience, skills, expertise, location, education, and certifications. 

Benefits:

·         Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE! 

·         401(k) plan, competitive compensation in line with work experience.

·         Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus, some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements

·         Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within

·         Tuition Reimbursement for qualifying employees

·         Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.