Commercial Real Estate Assistant Relationship Manager - Denver, CO

At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, and play here. Consistently recognized as a Top Workplace by The Denver Post, we offer our customers and employees the best of both worlds: a broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively to shape custom financial solutions for those raising a family or creating the next great local business. We are as passionate about business as we are about success.   

At Vectra, we’re committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships – not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care. 

With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless – come for a job, stay for a career. 

We are looking for a Commercial Real Estate (CRE) Assistant Relationship Manager to join us in Denver, CO.

Essential Functions:

• Provide analysis, support and service for Commercial Real Estate portfolio as directed by the Line of Business leader. 

• Contributes to development of organizations goals and objectives.  Failure to obtain results or erroneous judgments or recommendations would normally have serious results and may require substantial expenditure of resources to correct and/or achieve project goals.

• Adherence to credit policies and procedures along with compliance requirements for each loan type.

• Complete new credit write ups, renewals, modifications and amendments.

• Manage covenant recording, advancement and testing.

Qualifications:

• Requires a bachelor's degree and 4+ years' experience with direct credit analysis working with large Commercial loans and Commercial Real Estate loans or other directly related experience. An equivalent combination of education and experience may meet qualifications.

• Extensive knowledge of business & commercial real estate and/or related lending. 

• Extensive knowledge of credit analysis and experience working with various types of loans.

• Provides resolutions to a diverse range of complex problems. 

• Uses judgment within defined policies and practices.

• Works under limited direction. 

• Independently determines and develops approach to solutions. 

• Work is evaluated upon completion to ensure objectives have been met. 

• May function as a team lead and/or assist lower-level employees.

• Frequent internal and external customer contact.  Represents the organization on projects and may perform in project leadership role and/or may supervise the activities of lower-level employees.

• Extensive understanding of credit analysis, identification of credit risk, loan structure, loan documentation, etc. 

• PC skills required including proficiency with Microsoft Office Suite (Outlook, Excel, Word) . 

• Experience with bank loan and database management systems (or a demonstrated aptitude with systems of comparable complexity) strongly preferred. 

• Must have excellent oral and written communication skills needed to accurately convey questions, conclusions and recommendations. 

• Analytical skills needed for portfolio performance review, reporting requirements and loan data management.

This position is eligible to earn a base salary in the range of $85,000 - $120,000 annually depending on job-related factors such as level of experience and location. 

Final offer amounts are determined by multiple factors such as but not limited to, level of experience, skills, expertise, location, education, licenses, and certifications. 

Benefits:

• Medical, Dental and Vision Insurance – START DAY ONE!

• Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance

• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts

• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays

• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

• Mental health benefits, including coaching and therapy sessions

• Tuition Reimbursement for qualifying employees

• Employee Ambassador preferred banking products