Denver Associate Credit Analyst - Banker Development Program

At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, and play here. Consistently recognized as a Top Workplace by The Denver Post, we offer our customers and employees the best of both worlds: a broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively to shape custom financial solutions for those raising a family or creating the next great local business. We are as passionate about business as we are about success.   

At Vectra, we’re committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships – not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care. 

With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless – come for a job, stay for a career. 

Vectra Bank is looking for an Associate Credit Analyst to join our Banker Development Program class beginning in June 2026. The Banker Development Program at Vectra Bank is a credit and business development training program. Designed to grow well-rounded banking professionals with strong analytical and relationship management skills, the program provides robust training and career guidance. At the end of the program, participants will be well-prepared for a career at Vectra Bank.

The Banker Development Program offers:

• Foundational knowledge in banking
• A defined career path that begins with classroom training as a Credit Analyst
• One-on-one working relationships with high-level bank decision-makers
• Finance and accounting skills application to assess credit and business risk
• Increasing business development and relationship management or lending and portfolio management responsibilities
• Exposure to a wide variety of Zions Bancorporation divisions
• Competitive salary and benefits

There are two phases of the Banker Development Program: The Initial Training Phase and the Rotational Phase.

Phase I – Initial Training (4-5 months)

The majority of training for the Banker Development Program will take place in Denver. You will also have two 2-week trainings at Zions Bancorporation’s headquarters in Salt Lake City and one 1-week training at either Vectra Bank’s headquarters in Denver or Amegy Bank’s headquarters in Houston. During this portion, topics surrounding introductory banking, analytical concepts, and bank-specific administration will be covered. Some travel may be required to complete this phase.  

In addition to the self-study materials, during initial training Credit Analysts participate in:

• Case Studies and Discussion Sessions to review concepts introduced in the self-study materials
• Training to perform credit underwriting according to bank policy
• Bank compliance and regulatory training courses
• Introductions to senior management
• Department tours to provide an overview of bank operations

Phase II – Rotations (8-12 months)

The primary objective of the Rotational Phase is on-the-job training. The rotational system offers each Credit Analyst in-depth exposure to various banking lines and banking groups, which facilitate the placement process and ensures the development of well-rounded Bank Officers. Various areas host Credit Analysts for rotations on an ongoing basis, dependent on departmental need. Some of the business line opportunities for rotation are listed below:  

• Commercial Lending
• Commercial Real Estate Lending
• Community Banking
• Private Banking

Minimum Qualifications:

• Bachelor’s degree in Business, Finance, Accounting, Economics or related subject
• Minimum overall GPA of 3.0 (include GPA in resume or cover letter)
• Completed college level coursework in Accounting, including Managerial and Financial Accounting
• Excellent communication, presentation, and interpersonal skills
• Detail oriented, organized, analytical, and proven problem-solving abilities
• Leadership skills and community involvement
• Working knowledge of Microsoft Excel is preferred
• Internship or prior work experience is preferred

Participants who successfully complete the Banker Development Program can anticipate an exciting career path in banking, where upon completion you will be internally promoted within the organization.   

This position is eligible to earn a base wage of $31.25/hr.

Benefits:

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products